1. ACCEPTANCE OF TERMS

By accessing our website, purchasing a membership, or using any of our services, you agree to be bound by these Terms, our Privacy Policy, and any additional terms referenced herein. If you do not agree to these Terms, please exit this website and discontinue use of our services.

2. SERVICES DESCRIPTION

Gains & Gears provides educational content, information, and community access related to options trading, cryptocurrency investing, sports betting, and real estate investments through our membership program. Access to our Discord community is granted through Fanbasis or Whop checkout integration.

3. DISCLAIMER OF FINANCIAL ADVICE

Gains & Gears is an informational service that provides educational content. None of the information you receive from us should be taken as investment advice. We are not registered investment advisors, brokers, or financial institutions.

The information provided is for educational and entertainment purposes only and should not be construed as financial, legal, tax, or investment advice. You are solely responsible for determining whether any investment, investment strategy, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance.

4. RISK DISCLOSURE

You agree to use our site at your own risk. The services provided are intended only for customers who can withstand the loss of money they invest and who understand the risks involved in financial markets.

Trading and investing in options, cryptocurrency, sports betting, and real estate involves substantial risk of loss and is not suitable for all individuals. Past performance is not indicative of future results.

5. MEMBERSHIP AND PAYMENT

When you purchase a membership through Fanbasis or Whop, you are subject to their respective terms of service and payment policies. If you are purchasing access to our Discord community, you agree to grant the payment processor management rights to add you to our Discord server.

All sales are final unless otherwise stated. We reserve the right to modify pricing at any time without notice. Subscription renewals will be processed automatically unless canceled before the renewal date.

6. DISCORD COMMUNITY ACCESS

By purchasing access to our Discord community, you agree to link your Discord account to your Fanbasis or Whop account and allow the payment processor to add you to our community. Your access to our Discord community is subject to these Terms as well as Discord's Terms of Service and Community Guidelines.

We reserve the right to remove members from our Discord community who violate these Terms or our community guidelines.

7. INTELLECTUAL PROPERTY

All content provided through our website, Discord community, or other platforms is owned by Gains & Gears and protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our explicit permission.

8. USER CONDUCT

You agree not to:

• Share access to your membership with others
• Distribute our content without permission
• Engage in disruptive behavior in our community
• Use our information for illegal purposes
• Use our platform to promote, coordinate, or execute financial scams
• Misrepresent yourself or your qualifications

9. AGE RESTRICTIONS

Our services are available and reserved only for individuals who are at least 18 years of age or the legal age in their jurisdiction, whichever is higher. By using our services, you confirm that you meet this requirement.

10. GEOGRAPHIC RESTRICTIONS

You are responsible for ensuring that any gambling or investment activities undertaken based on our educational content are legal in your jurisdiction. We do not warrant the legality of any particular financial activities in your specific location.

11. LIMITATION OF LIABILITY

You understand that all financial decisions are your own. We take no responsibility for money you made or lost as a result of our signals or advice on investment-related products.

To the maximum extent permitted by law, Gains & Gears shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

12. INDEMNIFICATION

You agree to indemnify and hold harmless Gains & Gears, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses arising from your use of our services or violation of these Terms.

13. TERMINATION

We reserve the right to terminate or suspend your access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

14. MODIFICATIONS TO TERMS

We may modify these Terms at any time by posting the revised version on our website. Your continued use of our services after changes are posted constitutes your acceptance of the modified Terms.

15. THIRD-PARTY SERVICES

Our services may contain links to third-party websites or services that are not owned or controlled by Gains & Gears. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

16. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.

17. DISPUTE RESOLUTION

Any dispute arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

18. RESPONSIBLE GAMBLING NOTICE

If you or someone you know has a sports betting or gambling problem, please call 1-800-GAMBLER or visit The National Council on Problem Gambling for more information and assistance.